Canada Pension Plan


The Canada Pension Plan (CPP) is a benefits plan for workers. If you are over the age of 60, have survived the death of a partner, parent or guardian, are disabled, or are separated or divorced from a spouse, you may be eligible for benefits or credits from CPP.

  • The Canada Pension Plan (CPP) has three main benefits programs.
    1. The Canada Pension Plan Retirement Pension is a monthly benefit paid to people who have paid into the Canada Pension Plan.
    2. If your spouse, common-law partner, parent or guardian dies, you may be entitled to Survivor's Pension or Children's Benefits.
    3. If you cannot work because you have a physical or mental disability, you may be able to get a Disability Benefits from the Canada Pension Plan.
  • You must first have contributed to the Canada Pension Plan while working to be eligible to receive CPP benefits.
  • If you are separated or divorced, the Canada Pension Plan credits that both you and your former spouse earned while you were together can be split between you.
  • You must apply for a Canada Pension Plan benefit-pensions do not start automatically.
  • If you do not agree with the amount of your Canada Pension Plan benefit or if your application for benefits has been refused, you can usually appeal.

Learn more

  1. Decide if your legal problem relates to CPP Benefits.
  2. Read Frequently Asked Questions (FAQs) to learn more about CPP Benefits.
  3. Follow the Steps for instructions on how to apply for CPP Benefits, appeal a denial of your application and prepare to present your case to the Review Tribunal.
  4. Review the Resources to find new and in-depth legal information about CPP Benefits.
  5. See the Links for news and other helpful websites.

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DisclaimerLast updated 07/30/2009