CPP-Disability Benefits


The Canada Pension Plan (CPP) is a benefits plan for workers. If you cannot work because you have a physical or mental disability, you may be entitled to a disability pension from the Canada Pension Plan (CPP Disability).

  • If you have a severe and prolonged or terminal disability, you may be entitled to CPP Disability benefits.
  • In order to qualify for CPP Disability benefits, you must have earned enough CPP credits.
    1. You can earn CPP credits by paying contributions while working.
    2. If you are divorced or separated from someone who contributed to CPP, you may be entitled to a share of your former spouse's or common-law partner's pension credits.
    3. If your parent receives CPP Disability benefits, you may also be eligible for benefits.
  • You must apply for CPP Disability benefits; pension benefits do not start automatically.
    1. Terminally ill applicants may ask for a shortened CPP Disability application process.
    2. If your CPP Disability benefit is refused, reduced or cut-off, you have the right to appeal.
    3. If you have previously received for CPP Disability Benefits, then tried to return to work but were unable to continue because of the same disability, you can apply to have your benefits automatically reinstated.
  • Many community legal clinics provide legal advice about CPP Disability.
  • If you are already receiving Ontario Disability Support Plan (ODSP) benefits, and your monthly CPP Disability benefit amount is higher than your ODSP entitlement, you ODSP may be cut-off and you may lose your drug and other benefits.

Learn more

  1. Decide if your legal problem relates to CPP Disability Benefits.
  2. Read Frequently Asked Questions (FAQs) to learn more about CPP Disability Benefits.
  3. Follow the Steps for instructions on how to apply for CPP Disability Benefits, appeal a denial of your application and prepare to present your case to the Review Tribunal.
  4. Review the Resources to find new and in-depth legal information about CPP Disability Benefits.
  5. See the Links for news and other helpful websites.

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DisclaimerLast updated 07/30/2009